COVID-19 Information

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Contact Information

719 Griswold, Suite 1100
Detroit, MI  48226
(313) 962-5035
(313) 965-1940 (fax)
Phone Hours: M-F, 8:00 am - 4:00 pm
Office Hours:  M - F, 9:00 am - 5:00 pm
Closed for lunch 12:45 - 1:45 daily

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Payment Mailing Address

​P.O. Box 2018
​Memphis, TN  38101-2018

​*Make Checks Payable to Chapter 13 Trustee*
*Include Case Number on all Payments*

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Quick Links

CM/ECF (PACER)

TFS Bill Pay

NDC (National Data Center Case Access)

13 Network Case Access

United States Bankruptcy Court E.D. Mich.

David Wm. Ruskin, Chapter 13 Trustee

Tammy L. Terry, Chapter 13 Trustee

National Association of Chapter 13 Trustees (NACTT)

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Standing Trustee Pledge of Excellence

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IMPORTANT NOTICE! (updated 1/29/20)
341 Meeting of Creditors Declaration and Questions

Please visit the COVID-19 page to download the 341 Declaration and Questions forms. Please complete and email this form to kscfinancials@det13ks.com by noon on Monday after the §341 Hearing has concluded. Please DO NOT email the documents used to verify the debtor(s) identity.

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IMPORTANT NOTICE! (updated 12/16/20)

Phone System Restored

Our direct lines and voicemail system are online. All employees are still working remotely so please see our Staff Directory Page and send your request via email. If you need to call our office the following phone numbers will connect you to someone that will forward your request to the correct employee. 

General questions - 313-319-2152
ACH questions - 313-319-2402

Thank you for you patience and understanding.

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DEBTOR NOTICE! (UPDATED DECEMBER 22, 2020)
​ACH UPDATE FOR DEBTORS FINANCIALLY AFFECTED BY THE CORONAVIRUS

The Office of the Chapter 13 Trustee, Krispen S. Carroll will grant a one-time request to stop one ACH payment.  Please contact Jackie Arbogast @ jacqulynn@det13ksc.com .  2021 ACH draw dates and deadlines are as follows:

ACH Draw Date	Deadline - Date	Time
March 1, 2021 - Last February Draw	February 25, 2021	4:00 pm
March 5, 2021	March 3, 2021	4:00 pm
March 17, 2021	March 15, 2021	4:00 pm
March 29, 2021	March 25, 2021	4:00 pm
April 5, 2021	March 31, 2021	4:00 pm
April 19, 2021	April 15, 2021	4:00 pm
April 28, 2021	April 26, 2021	4:00 pm
May 5, 2021	May 3, 2021	4:00 pm
May 17, 2021	May 13, 2021	4:00 pm
May 28, 2021	May 26, 2021	4:00 pm
June 7, 2021	June 3, 2021	4:00 pm
June 17, 2021	June 15, 2021	4:00 pm
June 28, 2021	June 24, 2021	4:00 pm
July 6, 2021	July 1, 2021	4:00 pm
July 19, 2021	July 15, 2021	4:00 pm
July 28, 2021	July 26, 2021	4:00 pm
August 5, 2021	August 3, 2021	4:00 pm
August 17, 2021	August 13, 2021	4:00 pm
August 30, 2021	August 26, 2021	4:00 pm
September 7, 2021	September 2, 2021	4:00 pm
September 17, 2021	September 15, 2021	4:00 pm
September 28, 2021	September 24, 2021	4:00 pm
October 5, 2021	October 1, 2021	4:00 pm
October 18, 2021	October 14, 2021	4:00 pm
October 28, 2021	October 26, 2021	4:00 pm
November 5, 2021	November 3, 2021	4:00 pm
November 17, 2021	November 15, 2021	4:00 pm
November 29, 2021	November 23, 2021	4:00 pm
December 6, 2021	December 2, 2021	4:00 pm
December 17, 2021	December 15, 2021	4:00 pm
December 28, 2021	December 22, 2021	4:00 pm

If additional relief is required beyond one payment, please contact your attorney.  Our office will stipulate to remove debtors from the ACH program and switch to TFS deductions (www.tfsbillpay.com).  Please contact your attorney for more information.  

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DEBTOR NOTICE!
​Debtor Orientation Video

The video to the right should be watched before attending your 341 Meeting of Creditors.

The video provides valuable information as you begin the Chapter 13 Bankruptcy process.

For best viewing experience please download or maximize while viewing online.

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IMPORTANT NOTICE!
Creditor Attendance at 341 Meeting of Creditors

The Office of Chapter 13 Trustee - Krispen S. Carroll is using Zoom to conduct the 341 Meeting of Creditors. Before the scheduled hearing date please contact Shannon Horton, shannon@det13ksc.com, to obtain the meeting link.  All requests must include the case number and date of hearing.

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DEBTOR NOTICE!
​FOR DEBTORS WITH QUESTIONS ABOUT YOUR CHAPTER 13 PAYMENTS

The Office of the Chapter 13 Trustee, Krispen S. Carroll, understands that many debtors may have had interruptions in regular income due to the Covid-19 restrictions imposed by the State of Michigan.  If you are unable to make your regular payment due to loss of a job, you do not need to contact our office to provide that information.  Temporary gaps in otherwise regular payments will not result in the filing of a Motion To Dismiss (MTD) during this crisis. 
 
If your inability to make payments is likely to extend beyond the next several weeks, debtors are encouraged to contact their attorney.  Any formal suspension or modification of your current payment obligation requires approval of the court which can be obtained only through your attorney.  Please direct all questions requesting any suspension or reduction of payments to your attorney.   

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DEBTOR NOTICE! Instructions for
​Case Access

Detailed information about your case is now available at www.ndc.org.

After accessing the website, choose the "Get Started.  It's Free" button and follow the prompts.  You will need the list of creditors from your case to complete the account set-up process.

The video to the right will help to explain the NDC features.

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MAKE YOUR CHAPTER 13
​PLAN PAYMENT ONLINE!
​Take a tour of the TFS Online Payment System

The Office of the Chapter 13 Trustee -Krispen Carroll is now accepting online payments from TFS Bill Pay.

Information about this service, including an updated Stipulation and Order Excusing Wage Order and Order for Electronic Transfer of Funds is available by clicking HERE.  Check out the website at www.tfsbillpay.com.

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