Contact Information

719 Griswold, Suite 1100
Detroit, MI  48226
(313) 962-5035
(313) 965-1940 (fax)
Phone Hours: M - F, 8:00 am - 4:00 pm
Office Hours:  M - F, 9:00 am - 5:00 pm
Closed for lunch 12:45 - 1:45 daily

Payment Mailing Address

​P.O. Box 2018
​Memphis, TN  38101-2018

​*Make Checks Payable to Chapter 13 Trustee*
*Include Case Number on all Payments*

Quick Links

CM/ECF (PACER)
TFS Bill Pay
NDC (National Data Center Case Access)
13 Network Case Access
United States Bankruptcy Court E.D. Mich.
David Wm. Ruskin, Chapter 13 Trustee
Tammy L. Terry, Chapter 13 Trustee
National Association of Chapter 13 Trustees (NACTT)

IMPORTANT NOTICE! (updated 3/23/21)
341 Meeting of Creditors Declaration and Questions

Please visit the COVID-19 page to download the 341 Declaration and Questions forms. The form is now fillable by pdf editors and viewers. Please complete and email this form to kscfinancials@det13ks.com by noon on Monday after the §341 Hearing has concluded. Please ​DO NOT email the documents used to verify the debtor(s) identity.

IMPORTANT NOTICE! (updated 3/19/21)
COVID-19 Stimulus Checks

As per the language of the COVID 19 related relief bills, our office will not be seeking turnover of any stimulus funds received by Chapter 13 filers.  If a portion of your 2020 tax refund included stimulus funds not previously received, that portion of the refund will not be included in any tax refunds required to be paid to the Trustee under your Chapter 13 plan.    

IMPORTANT NOTICE! (updated 3/17/21)
CM/ECF Policies

Questions regarding the court procedure for filing the Domestic Support Obligation form should be directed to the Bankruptcy Court at ​mieb.uscourts.gov.

IMPORTANT NOTICE! (updated 3/1/21)

Phone System

Our direct lines and voicemail system are online. All employees are still working remotely so please continue to use email as much as possible. Email addresses and phone numbers can be found on the Staff Directory Page.

DEBTOR NOTICE! (UPDATED DECEMBER 22, 2020)
​ACH UPDATE FOR DEBTORS FINANCIALLY AFFECTED BY THE CORONAVIRUS

The Office of the Chapter 13 Trustee, Krispen S. Carroll will grant a one-time request to stop one ACH payment.  Please contact Jackie Arbogast @ jacqulynn@det13ksc.com .  2021 ACH draw dates and deadlines are as follows:
ACH Draw Date Deadline - Date Time
April 5, 2021 March 31, 2021 4:00 pm
April 19, 2021 April 15, 2021 4:00 pm
April 28, 2021 April 26, 2021 4:00 pm
May 5, 2021 May 3, 2021 4:00 pm
May 17, 2021 May 13, 2021 4:00 pm
May 28, 2021 May 26, 2021 4:00 pm
June 7, 2021 June 3, 2021 4:00 pm
June 17, 2021 June 15, 2021 4:00 pm
June 28, 2021 June 24, 2021 4:00 pm
July 6, 2021 July 1, 2021 4:00 pm
July 19, 2021 July 15, 2021 4:00 pm
July 28, 2021 July 26, 2021 4:00 pm
August 5, 2021 August 3, 2021 4:00 pm
August 17, 2021 August 13, 2021 4:00 pm
August 30, 2021 August 26, 2021 4:00 pm
September 7, 2021 September 2, 2021 4:00 pm
September 17, 2021 September 15, 2021 4:00 pm
September 28, 2021 September 24, 2021 4:00 pm
October 5, 2021 October 1, 2021 4:00 pm
October 18, 2021 October 14, 2021 4:00 pm
October 28, 2021 October 26, 2021 4:00 pm
November 5, 2021 November 3, 2021 4:00 pm
November 17, 2021 November 15, 2021 4:00 pm
November 29, 2021 November 23, 2021 4:00 pm
December 6, 2021 December 2, 2021 4:00 pm
December 17, 2021 December 15, 2021 4:00 pm
December 28, 2021 December 22, 2021 4:00 pm
If additional relief is required beyond one payment, please contact your attorney.  Our office will stipulate to remove debtors from the ACH program and switch to TFS deductions (www.tfsbillpay.com).  Please contact your attorney for more information.  

DEBTOR NOTICE!
​Debtor Orientation Video

The video to the right should be watched before attending your 341 Meeting of Creditors.

The video provides valuable information as you begin the Chapter 13 Bankruptcy process.

For best viewing experience please download or maximize while viewing online.

IMPORTANT NOTICE!
Creditor Attendance at 341 Meeting of Creditors

The Office of Chapter 13 Trustee - Krispen S. Carroll is using Zoom to conduct the 341 Meeting of Creditors. Before the scheduled hearing date please contact Shannon Horton, shannon@det13ksc.com, to obtain the meeting link.  All requests must include the case number and date of hearing.

DEBTOR NOTICE!
​FOR DEBTORS WITH QUESTIONS ABOUT YOUR CHAPTER 13 PAYMENTS

The Office of the Chapter 13 Trustee, Krispen S. Carroll, understands that many debtors may have had interruptions in regular income due to the Covid-19 restrictions imposed by the State of Michigan.  If you are unable to make your regular payment due to loss of a job, you do not need to contact our office to provide that information.  Temporary gaps in otherwise regular payments will not result in the filing of a Motion To Dismiss (MTD) during this crisis. 
 
If your inability to make payments is likely to extend beyond the next several weeks, debtors are encouraged to contact their attorney.  Any formal suspension or modification of your current payment obligation requires approval of the court which can be obtained only through your attorney.  Please direct all questions requesting any suspension or reduction of payments to your attorney.   

    Attn. Chapter 13 Debtors:
    Please complete the following sections to receive documents from
    ​the Trustee via e-mail.

    By providing your e-mail you agree to receive non-court documents via e-mail from the Office of Chapter 13 Trustee - Krispen S. Carroll. We will never sell your information to any company or person.

DEBTOR NOTICE! Instructions for
​Case Access

Detailed information about your case is now available at www.ndc.org.

After accessing the website, choose the "Get Started.  It's Free" button and follow the prompts.  You will need the list of creditors from your case to complete the account set-up process.

The video to the right will help to explain the NDC features.

MAKE YOUR CHAPTER 13
​PLAN PAYMENT ONLINE!
​Take a tour of the TFS Online Payment System

The Office of the Chapter 13 Trustee -Krispen Carroll is now accepting online payments from TFS Bill Pay.

Information about this service, including an updated Stipulation and Order Excusing Wage Order and Order for Electronic Transfer of Funds is available by clicking HERE.  Check out the website at www.tfsbillpay.com.

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    You will be removed from the email list within 60 days.